Creating an ethical financial future
Simon and Sue had accumulated a number of pensions and ISAs over the years. Both in their sixties and approaching retirement, they wanted to review their financial situation to prepare for the future but they wanted to ensure that their investments were not at the expense of other people or the planet. Retirement was going to be a gradual process as Simon was a self-employed writer and Sue loved her work. It was our job to help them consider the right retirement choices for them.
Choosing ethical and socially responsible investments
Simon and Sue had already begun to align their investments with their principles and had moved their cash savings into an ethically guided bank. We worked with them to ensure that their pensions and ISAs were both ethically and financially sound so that they could provide for them in retirement, whilst being sustainable.
Using Cashflow Modelling we gained a firm understanding of Simon and Sue’s financial needs in order to estimate how much income and capital they would need to support themselves in the future.
It was vital to fully understand the Environmental, Social and Corporate Governance (ESG) concerns which were most important to the couple as well as the level of risk that they were comfortable with. Reviewing their pensions and ISAs it was apparent that they had not been invested with any thought to ESG factors.
Consolidating their pensions and ISAs onto a modern platform has provided flexible retirement options as well as access to all of the leading ESG funds. We worked with them to create a portfolio in line with their stance on risk and ESG concerns.
Working with Simon and Sue, we ensure that their retirement plans are on track and continue to make money without contradicting their principles.
Do you wish to ensure your pensions and investments are invested ethically?
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Book an appointmentIf you prefer you can call us on 0118 9469717 or email ion@assets.ltd.uk.