Understanding your current pension arrangements
During our working lives many of us accumulate a variety of pension schemes. They are held in various places and with differing charges, investments and structures. This is often not the best way to get the most from your savings. We help you to understand your existing pensions, bring order to them to ensure that they are working as hard as they can for your future.
Do you need to sort out your pensions and investments?
If so, book a call now at a time to suit you
Book an appointmentIf you prefer call 0118 9469717 or email ion@assets.ltd.uk
Get the most from your pension
What you pay into your pension will deter the amount of income you will receive in retirement. That said, the growth of your pension fund and any charges you will pay will also affect your retirement income. Many people have their money in pensions that don’t provide value for money and are under performing.
We ensure that your pension fund is invested well, delivering the most return, without unnecessary risk and gives you access to a full range of retirement choices.
Investing your pension ethically
If you are concerned that your pension has not been invested ethically, then we can help you to align your investments with your values and principles.
How much money will I need when I retire?
Many people are in the dark when it comes to truly understanding how much income they can expect in retirement from their pensions and other income sources. Using cashflow modelling, we will give you insight as to how much money you are likely to need in retirement and whether your lifestyle is sustainable.
Getting Pension Freedom
Is your Flexible Drawdown plan allowing you to draw your pension as you wish? Thankfully, modern pension legislation gives you much more control and choice around how your pension is taken. It’s also vital to have the right functionality that will allow you to take full advantage of all the options.
Once a decision about your pension has been made it can’t be reversed, so getting expert and straight forward advice is essential to ensuring a good outcome for your future. Find out more about making the right choices for retirement or for real depth request a copy of our flexible retirement guide (see below).
Making sure your pensions are working hard for your future
Your pension investments must be aligned with your attitude towards risk as well as your retirement goals. Reviewing the performance of your pensions now will ensure that your investments are working hard for your future. If we identify an area where improvements can be made to maximise the potential growth of your pension pot, then we will advise so that you can get the most from your investments.
As independent financial advisers (IFAs) we consider options from the whole market and make unbiased and appropriate suggestions tailored to you and your requirements.
Expert advice and transparent fees
Guided by a highly experienced Chartered Financial Planner, your retirement is in expert hands.
Our fees are transparent and fair. For further information about our services and pricing structure please take a look at our pricing page.
Supporting you now and in the future
Ensuring that you get the most from your pension is an ongoing process and requires continued management and guidance. As your circumstances change our ongoing support will ensure that your pension arrangements evolve with you and your retirement plans. Regular monitoring of your portfolio and making changes to your investments as required, means that your money is always working hard for you.
Request Our Flexible Retirement Guide
Helping Our Clients
Georgina is a successful business owner in her fifties. She had been feeling uneasy about her personal finances for some time now, and while she had contributed to a number of pension arrangements offered by previous employers, she hadn’t paid much attention to how they had fared since she started working for herself. Georgina had also accumulated a number of ISAs over the years and had no idea about how well the investments were doing.
More about Georgina