Helping you plan for for your future
Pensions are just one area to consider when you are planning for your financial future. We will help you understand your financial position and how other investments, like property, will also play a part in ensuring that you have enough money when you finish working.
Will my savings be enough?
Using our cashflow modelling tool, we will look at your pensions and other investments to determine if your current assets will allow you to live the retirement lifestyle that you want. If there is a shortfall, we will look to bridge any gaps and build you the financial security that will provide you with the income you require.
Let's talk if you are thinking about the best way to save towards retirement
Book an appointmentIf you prefer call us on 0118 9469717 or email ion@assets.ltd.uk
Make the most of your savings
There are several questions which we are often asked:
- ‘What is best; a pension or an ISA?’
- ‘How much should I be saving each month?’
- ‘Should I set up my own pension as well as pay into my employer’s pension scheme?’
The answers to these questions are entirely based on your situation. We help you to make the right choice about how you save and set aside money for your future.
Take control of old pensions
The chances are that you will have old pensions from previous jobs. In these circumstances, we often find that these old pensions aren’t closely managed or offer the kind of flexible retirement options available today.
We will bring them into line and get them working more effectively for you.
Want to learn more? Find out more about Pension Consolidation.
Effective saving strategy
Looking at the efficiency of your saving strategy will allow us to ensure that you are making the most of your tax allowances.
By exploring tax-efficient strategies such as ISAs, VCTs or EIS alongside pensions, we can help you to avoid incurring tax penalties.
Keeping your financial future on track
Securing your financial future doesn’t stop when you retire. Managing your pension portfolio will ensure that your wealth continues to grow. As your retirement journey evolves so do pensions and tax rules.
Working with Assets Financial Services ensures that your retirement savings never stop working for you.
Making the right choice
The right guidance and advice will make a big difference to your financial freedom in later years as well as to your retirement lifestyle.
Over the years that way that we have invested and saved for our futures has changed but pensions still remain one of the best ways to plan for retirement. With tax advantages and the introduction of Flexible Drawdown, the days when you had to buy an annuity are gone.
With so much choice, staying up to date and informed will allow you to make the most of your savings, even as your needs evolve.
Find out more about making the right choices at retirement or download a copy of our retirement options guide.
Request Our Pension Contribution Guide
Helping Our Clients
Paul is a senior executive. He was making large payments into his pension but hadn’t realised that he was considered a high earner for pension purposes. Had he maintained these contributions then he would have been liable to tax penalties for exceeding his annual pension allowances.
More About Paul